We have available various sites throughout the North West of residential properties, with substantial discounts off the open market value, giving investors the opportunity to increase their wealth through capital growth.

Discounts have been negotiated between 10% and 20%, which are passed directly to the investor. These investments are available via sapphire homes Sapphire Homes.

We can also assist with financing and put you in touch with established letting agents.

The easiest way to explain the Off Plan buying concept is buying property from architect’s drawings rather than buying a completed building.  All building and planning permissions will have been authorized but the building work will either not have been started or is not yet complete. In addition to this by applying the most basic of economic principles as in 'the more you buy the more you save' we are able to obtain discounts of up to 20% from property developers and are able to pass these savings onto clients. Unlike other property investment companies or clubs Sapphire Homes do not charge membership, subscription or seminar fees. Payment for this is normally a £1000 reservation fee, deposit at the point of exchange and the remainder of deposit on completion. Sapphire Homes charge a fee of 2.5% of the net purchase price ie property with a market value of £100,000 with a discount of 15% gives a net purchase price of £85,000. Sapphire Homes would therefore charge a fee of 2.5% of this which is payable upon exchange of contracts direct to Sapphire Homes.

Buying Off Plan through Sapphire Homes enables clients ideal use of their investment capital and the end result is exemplary cash on cash returns. Off Plan property is only offered to clients without any capital outlay before completion, apart from the initial deposit.  Most build times being between 12-18 months guarantees excellent returns.

The following diagram shows how investing at today’s prices, discounting those prices and then taking into account the capital growth gained whilst the property is under construction guarantees an immediate generation of revenue as opposed to buying the property in the traditional manner.
For example:
  
Traditional method of purchasing a property :

• Property value: £100,000
• Discount : NIL
• Deposit : 15% ( £ 15,000 )
• Mortgage: £ 85,000
• For example 10% growth ( 1st year ):£10,000
• Equity : £ 25,000

Off Plan purchase through Sapphire Homes :

• Property value : £ 100,000
• Discount : 15% ( £15,000 )
• Deposit : 15% of £85,000 = £12,750
• Mortgage: £72,250
• For example  10% growth (1st year): £10,000
• Equity: £37,750

The following is a list of developments that are currently available,

• Preston
• Blackburn
• Bury

To receive further information with regards to offers available to investors please complete the enquiry form on the contacts page or use our contact details to talk to us directly.