Self Employed or No Accounts
If you are self employed and are unable to provide 3 years accounts most lenders will
be unwilling to assist in providing mortgage facilities to you, at Fluid Finance we
have lenders who do not require proof of your income and subject to restrictions
on the loan amount (normally up to 90%) are happy to assist at competitive rates.
There will be a fee for mortgage advice, however we do not charge up front fees. The precise amount will depend upon your circumstances but the maximum will be 1% of the loan amount, this fee will be payable on completion.
The overall cost for
comparison is 7.7% APR. The actual rate available will
depend upon your circumstances. Ask for a personalised
illustration.
Your home may be repossessed if
you do not keep up repayments on your mortgage.