Self Certification
Some lenders will provide mortgages on a self certification basis what this simply
means is that you will not have to provide any proof of income by way of pay slips,
accounts etc.
It should be noted that it is always your responsibility to maintain
your mortgage payments and so you should always check the affordability of the
mortgage before committing yourself.
There will be a fee for mortgage advice, however we do not charge up front fees. The precise amount will depend upon your circumstances but the maximum will be 1% of the loan amount, this fee will be payable on completion.
The overall cost for
comparison is 7.7% APR. The actual rate available will
depend upon your circumstances. Ask for a personalised
illustration.
Your home may be repossessed if
you do not keep up repayments on your mortgage.