Adverse Mortgages
Having your mortgage application turned down by a bank or building society can be extremely distressing especially when you are not aware of anything about your personal circumstances that may cause this to happen.
It can however be for so many different reasons and sometimes it can be simply that you don’t quite meet that particular lenders criteria.
However in today’s market, there are hundreds of lenders to choose from many specialising in clients who do not meet the requirement of the high street lenders.
This is where we at Fluid Finance come in, as we are able to take the stress out of finding a lender which is best suited to your own individual needs, and at a rate that is competitive.
All banks and building societies have different rules and criteria when deciding whether to accept a mortgage application. Using our knowledge and expertise we can analyse your personal circumstances and place your mortgage with a lender who is likely to accept you.
Here at Fluid Finance we treat our clients as individuals, and all of our dealings with you are covered by our confidentialty rules.
If you are one of the 4million people in the UK who fit into the non standard mortgage market, the advisers at Fluid Finance are expertly placed to be able to help.
There will be a fee for mortgage advice, however we do not charge up front fees. The precise amount will depend upon your circumstances but the maximum will be 1% of the loan amount, this fee will be payable on completion.
The overall cost for
comparison is 7.7% APR. The actual rate available will
depend upon your circumstances. Ask for a personalised
illustration.
Your home may be repossessed if
you do not keep up repayments on your mortgage.