Buildings and Contents Insurance

Our homes are typically our most valuable asset, but accidents can and do happen, causing severe damage or loss to your property or its contents.

It is a requirement of all lenders that you insure your property, whether you insure the contents is your choice.

If you were to have your home burgled or affected by flood or fire, it could potentially ruin you financially, if you did not have adequate cover in place.

Having to fund the cost of repairs or having to replace property that has been damaged or stolen is an unnecessary risk to be exposed to, when adequate buildings and contents insurance is the simple solution.

Here are some statistics which may help you decide to take out this invaluable cover, which will give you peace of mind, should any such tragedies befall you.

There were over 600,000 reported burglaries in the UK in 2006 (Home Office Crime Statistics)

A third of all fires happen in peoples homes (Fire Statistics: United Kingdom, 2006).

5 million people in 2 million properties, live and work in areas that are at risk from flooding (Environmental Agency, 2008).

The UK is one of the windiest countries in Europe, and damage from storms is the most costly of claims.