Accident Sickness and Unemployment Cover

In 2004 2.4 million people were claiming some form of incapacity benefit, of those more than 1.3 million had been claiming for a period of more than one year. (source www.dss.gov.uk)

You should consider how you would maintain your lifestyle and indeed your financial liabilities, and in particular your mortgage should you not be able to work due to sickness, accident or if you were made redundant.

Some people are covered in part with their current employer, however even the companies who are able to offer their employees this benefit, usually only provide cover for a period of 12 months.

If you were one of the 1.3 million people in this country who are on long term sick, you should consider how you would pay your mortgage.

This type of cover is a must for anyone who has a mortgage, following the governments decision to delay benefits for mortgage interest payments for the first nine months of any claim.

Listed below are just some of the features of the type of cover we are able to offer.

1. Choice of single or joint cover
2. Back to day one cover in the event of a claim
3. Policy excess periods are available at a reduced cost
4. Cover can be transferred from one lender to another
5. New borrowers receive immediate unemployment cover
6. Simple application process
7. No medical required
8. Payable monthly by direct debit